Custom home builder in Loveland and Berthoud.
Custom homes near the lakes, farmland and canyon mouths of southern Larimer County, planned from the site up.
Building in southern Larimer County
Lakes, canyons and farmland, all within a few miles.
Colorado Custom Home Builder plans and builds custom homes in Loveland and Berthoud, from lots near Lake Loveland and Boyd Lake to acreage along the foothills toward the Big Thompson Canyon. Water shapes this area in every sense: views, floodplains and the rights that come with land.
- Permits
- Inside Loveland, the city handles building permits. Berthoud and unincorporated Larimer County each have their own process, so the town line matters as much as the lot line.
- Utilities
- Loveland Water and Power is owned by the city. Outside its service area, water may come from a district or a well, and some lots rely on septic systems.
- Floodplains
- The Big Thompson River flooded catastrophically in 1976 and again in 2013. Lots near the river and its canyon need a floodplain check before anything else.
Local conditions
What shapes a custom home in Loveland.
River and canyon lots
Floodplain maps govern how and whether a house can sit near the Big Thompson. A lot inside a mapped floodplain can face elevation and construction requirements, and it affects insurance.
Lakes and groundwater
Near lakes and irrigation reservoirs, groundwater can sit closer to the surface. That's worth knowing before planning a full basement, and a soils report will say more.
Farmland and water rights
Much of the land around Loveland and Berthoud was irrigated farmland. Ditch easements and water shares can come with a parcel, and some towns require raw water for new taps.
Soils and bedrock
Clay soils and shallow shale are common in parts of Northern Colorado. A geotechnical report tells the engineer what the foundation has to handle.
Before you buy a lot in Loveland
- Check the FEMA flood map for the address.
- Ask the water provider what it requires for a new tap, including any raw water.
- Find out whether ditch easements or water shares come with the parcel.
- Get a soils report that covers clay, shale and groundwater depth.
Where we build around Loveland
We plan custom homes across southern Larimer County, from lots in Loveland and Berthoud to rural parcels near the foothills.
- Loveland
- Berthoud
- Masonville
- Carter Lake area
Local questions
Loveland building questions.
How do I know if a Loveland lot is in a floodplain?
Check the FEMA flood maps for the address and ask the city or county floodplain administrator. A mapped floodplain affects where the house can sit, how it's built and what flood insurance costs.
What are water shares, and do I need them to build near Loveland?
Water shares are ownership interests in irrigation ditch companies, and they often travel with farmland. Some Northern Colorado towns require new development to bring raw water rights or pay a fee instead. Ask the water provider for the lot what it requires.
Can I build near Boyd Lake or Lake Loveland?
There are lots near both, but many lakes in the area are irrigation reservoirs owned by ditch companies, so shoreline access and use can be restricted. Check the floodplain, groundwater and any covenants for a specific lot before planning around the water.
Start here
Found land near Loveland?
Share the address and what you know about its water and floodplain status. We'll help you sort out the questions that matter before you commit.